They don’t have to put up with shit from men

This.
This is why women should not marry.
Or, at the least, why women should have a very detailed and specific conversation about money before you agree to marry. (The Money Talk is harder than the Sex Talk, I think, but is way more important.)
Because marriage should benefit us, not disadvantage us.
How is this woman better off married to this man? How is she better off with her husband than she would be with a roommate or someone where borrowing the money actually makes sense?
What kind of man makes his wife borrow money to buy food?
I heard of a woman whose husband didn’t think he should pay for her to get maternity clothes. When she was pregnant. With his baby.
I heard of this guy who has been married for 30 years but still has not put his wife’s name on the house (he owned the house before they married) and who is not leaving her anything in his will. No, she is not independently wealthy. She can live in the house after he dies, but she is retired from a modest career – where does the money to pay the taxes and insurance and maintenance come from? Where does the money for her to buy food and pay medical bills come from?
When Mr T and I got married, we put everything in both of our names. Indeed, buying our house was a pain in the neck because we weren’t married yet so we needed a special provision in the deed to make sure that I would get the house if he died and vice versa.
Two weeks before closing, I proofread the documents. They had not incorporated the provision. I pointed out the error and went on my merry way.
Mr T and I went to the Friday afternoon closing. I re-read the documents as one does before signing a contract and discovered they still had not included the provision. Not only that, the only owner they had listed was Mr T. My name did not appear anywhere in the documents.
My friends – the entire 50% down payment for the house came from the sale of my house in Memphis. That was all my money.
I told the closing people that they needed to fix that section before we signed.
The woman told me Oh just sign it now and we’ll fix it on Monday!
I shook my head. Nope, I said. We’ll. Wait.
They were crabby but girl this was your fault I told you and you didn’t fix it.
It took about 30 minutes for them to update the documents but I did not care. We were going to have joint ownership and joint finances.
I understand that this isn’t always the best approach. When my college roommate was getting ready to marry another college classmate (whom she had met at our 35 year reunion), they consulted a lawyer about their finances and their wills: They each have children from their first marriages.
If you’re a parent, you want to make sure you are setting things up so your kids get what you want them to get.
But for those of us without children? And without ancestral estates that come with prenups?
You combine the money. You put both names on deeds and titles and bank accounts. You don’t act like roommates and charge your spouse for buying food.
I was 12 and I wanted my mom to give me money for something.
She refused.
I opened my smart mouth and asked why she even cared – it was dad’s money anyhow.
My mom, who had borne three children and cared for them alone while my dad was in Vietnam and who had packed the house and moved across oceans far from her family and community and raised us three almost single-handed when you consider how often my dad had to travel for work, slapped me.
I deserved it.
















